Foreign Collections made Easy

Receive international payments in India from 180+ countries. Save up to 80% in collection costs.

FCA Regulated | Private and Secure

Winvesta Awards

Stop Losing 8% of Your Foreign Revenues

Collect international payments at $0 fixed fee and low FX rates – just 1.50% of transaction

  • $0 Payment Collection Fee
  • 1.50% FX Spread
  • $0 Fee on INR Withdrawals
Payer Fee
Receipt Fee
4.4% + $0.30
FX Spread
Withdrawal to India
2.0% – 4.99%
7.4% + $0.30
7.0% – 9.98%
Up to 3.0% + $90
As Seen In
As Seen In

Foreign Collections Made Easy

Collect International Payments

Use your overseas virtual accounts to receive money in 30+ currencies.

Local Transfers For Your Clients

Get local account details for your business to receive money in USD, GBP, EUR, and CAD.

Withdraw to India Same Day

Convert to INR at transparent FX rates, and receive your money in India within minutes.

Receive Your Funds Fast. Without The High Fees.


Receive Payments Worldwide

Receive money in any of the 30+ currencies with their individual account details – without the high collection costs. Share local account details with your clients.

  • Local collection accounts in US, UK, Canada, and Europe for receiving money in USD, GBP, CAD, and EUR. $0 local receipt fee.
  • Receive money in 30+ other currencies through SWIFT/Wire.

Withdraw to India. The Same Day.

Convert and withdraw INR to India in minutes. Get your funds the same day instead of waiting for weeks.

  • Save up to 50% on FX conversion costs. Just pay 1.50% from interbank rates.
  • Get funds in your Indian bank account the same day.

The Protection Your Money Deserves

Your business deserves a secure, compliant,
and trusted place for its cash management


Winvesta is regulated by the UK's Financial Conduct Authority (FCA)
iWinvesta Ltd is an agent of The Currency Cloud Limited (“TCCL”), registered in England with FRN 06323311

Safeguarded Cash

You money is safeguarded with global Tier-1 banks. By law, we can never lend it, invest it, or use it for our business.

Bank-level Security

We use end to end encryption and strong data protection compliance to keep your account and data safe

About Winvesta

Winvesta is founded and managed by a team of professionals who have spent over a decade each in global financial markets. We know what it takes to build a secure & compliant platform that you can trust.

We are also delighted to have some of the best minds in law and finance on our board of advisors. 

Winvesta and its partners are registered and regulated with the FCA in UK, and FINRA and SEC in the US.

Read more about Winvesta here.

Backed By

Our Supporters

Low, Transparent Pricing

Simple pricing. Affordable for businesses of all sizes.


You will need your company registration documents, bank statements, proof of address and a few simple documents to open an account. You will be able to digitally submit these documents during the registration process.

Yes. When you send an invoice to a client, simply include the account details for local collections in the client’s currency on the invoice. You will receive a notification as soon as funds are credited to your account.

1.50% from interbank rates. Yes, that low!

If you are looking to convert over $10,000 every month, please contact us for Enterprise Plan. Please note that same day conversions may cost up to 0.40% higher after 4 PM IST. In that case, you may choose to convert the next business day at the lower 1.50% spread.

There is no limit on converting to INR. However, you can only transfer up to INR 15 Lakh to an Indian beneficiary every day. For larger transactions, you have the option to transfer funds in foreign currency (through SWIFT/WIRE transfer) to the Indian bank. In that case, the Indian bank would convert the funds to INR, and may levy a fixed fee + conversion spread.

To receive foreign payments from your overseas client, you can follow the following steps:

  1. Go to your Winvesta Business account and copy your local account details. If the client is in US, select ACH details in your USD virtual account. Use Faster Payments for the UK and SEPA for Europe.
  2. Share the account details with your client. The client can make a local transfer to this account.
  3. You will receive an email notification when you receive the funds in your account. Unlike other platforms, there is no fee to receive local transfers.
  4. Convert the foreign currency funds to INR. You will see the exchange rate that you will get before your convert.
  5. Transfer the INR to your Indian bank account. On weekdays, you can receive the money the same day.

You can find all the currencies we support here.

Winvesta is a regulated e-money provider in the UK with access to one of the most advanced and scalable banking infrastructures in the world. This enables us to offer bank beating exchange rates to our clients, which is not aways feasible for other providers.

Safeguarding means that legally, Winvesta, and the E-Money Institution (EMI) we work with, must keep your money segregated from the accounts that we use to run our operations. So, if anything were to happen to Winvesta or the EMI, your money would be safe. The safeguarding account(s) are held with Barclays Bank PLC. Note that Barclays does not monitor the funds that are placed on the safeguarding account or how the accounts are operated. There is no cap on the cash that is safeguarded in the e-money accounts.

Winvesta uses industry best-practices on IT security and compliance with 256-bit encryption and SSL to ensure the security of the entire platform and protect your information. Our platform has been extensively tested for any vulnerabilities by third-party security agencies. Your multi-currency account is secured with two-factor authentication through Authy, which is a leading authenticator app. You may also choose to receive a verification code using an SMS. Your personal and company data is also handled securely and stored in compliance with Europe’s GDPR regulations. We do not divulge your personal or financial information to anyone unless legally required to do so.

Yes, you can create restricted or full-access accounts for your team members. Add your accountant as a viewer, or finance officer as a payer. You can also set transaction-level thresholds for each member.

For Indian businesses, local collections and payments have no other charges. For most businesses, all they pay is 1.50% of transaction. Local collections are available for USD, GBP, EUR, and CAD (soon SGD and AUD as well). Local payments are available for 17 currencies, including INR.

If you are using Wire transfers, there is an additional fee:

SWIFT Incoming: $10
SWIFT Outgoing: $30 + 0.20%
USD Fedwire Incoming: $10

If your business is allowed to make payments in other currencies, there is a 0.2% payment fee for all non-INR transfers.

Due to negative EUR interest rates, we charge a monthly fee of 0.07% on the monthly average of EUR balance in the account.

For UK businesses, we offer full feature multi-currency banking, and the pricing for that is different from that for Indian entities.

Get in Touch

UK: 27 Old Gloucester Road, London, UK, WC1N 3AX

India: 3rd Floor, Birla Centurion, Pandurang Budhkar Marg, Worli, Mumbai, MH 400030

Phone: +91-(0)22-45301603
Monday to Friday 10.00 am to 7.00 PM IST

Email: currencyaccounts@winvesta.in

Winvesta Ltd. (FRN: 919086) is an agent of The Currency Cloud Limited (“TCCL”). Payment services are provided by TCCL. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. TCCL is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199).

Winvesta Ltd. is a limited company incorporated in England with the registered company number 12133255 and its registered address at 27 Old Gloucester Road, London, UK, WC1N 3AX.

Any e-money issued to you is issued through TCCL’s license with the FCA as an Electronic Money Institution. Please note that Winvesta Multi-Currency Accounts are e-money accounts and not bank accounts. Please read the agreement/terms and conditions sent to your registered email address or published on the technology platform carefully before opening an account. 

By using Winvesta’s website you agree to our terms and privacy policy. The contents on this website have been created in order to ease the customer’s understanding of the subject matter. The information, FAQs and any other content (collectively “Information”) provided on this website is general information only and Winvesta provides a more detailed description of its services on the technology platform along with the terms and conditions published therein from time to time. While reasonable care has been exercised to ensure that the Information is adequate, no representation is made by Winvesta as to its accuracy, completeness, or fitness for a particular purpose and Winvesta, its affiliates, subsidiaries, and employees accept no liability of whatsoever nature for any direct or consequential loss, including without limitation any loss of profits, arising from reliance on this Information. Neither Winvesta nor any of its affiliates are acting as a bank, investment adviser, legal advisor, tax advisor or in any other fiduciary capacity. Accordingly, customers are expected to undertake their own due diligence in consultation with their own advisors and must not solely rely on the Information. Any such reliance shall be at the customer’s own risk. 

Our services are non-advised however, we may facilitate providing you with required advice through eligible third-party providers. Customers may choose to avail the services of certain third-party service providers (Partners) of Winvesta and will be bound by the terms, conditions, and privacy policies of such Partners while using their services. We recommend that the same must be reviewed independently by the customers.

Winvesta Business provides services like international business banking, USD payment collections, Euro account for business, and USD business banking, which are similar to Wise business account, Transferwise business account, Monvenience, and HSBC offshore account for businesses.