Offshore Banking For Your Global Business
Receive international payments in 30+ currencies, including USD, GBP, and EUR. Save 50% or more on FX.
FCA Regulated | Private and Secure
As Seen In
Money Without Borders
Convert And Hold Multiple Currencies
Create as many currency accounts as you need at no extra cost. Save up to 50% on FX costs.
Your Accounts in US, UK, and EU
Get an IBAN, routing number, and sort code to receive money in USD, GBP, and EUR like a local
Collect International Payments
Use your overseas accounts to receive money from your clients and buyers. Convert to INR and withdraw to India seamlessly.
For Indian Businesses With Global Ambitions
We understand the unique challenges Indian businesses face in managing their global finances. Winvesta’s complete solution offers you everything you need to operate your business internationally from India.
Service Exporters
Collection accounts for software, marketing, content, and design agencies servicing offshore clients.
Foreign Entity Accounts
Individuals and companies operating UK entities
Financial Institutions
Venture capitalists and other asset managers investing overseas.
Stop Losing 3-7% of Your Foreign Revenue
Businesses are saving 2 – 6% of their foreign revenue by using Winvesta for their international collections.
- $0 Payment Collection Fee
- $0 Fixed Fee to Convert to INR
- 0% Fee on INR Withdrawals
Winvesta | Paypal | Skrill | Banks | |
|---|---|---|---|---|
Payer Fee | 0% | 0% | 0% | $30-$50 |
Receipt Fee | $0 | 4.4% + $0.30 | $0 | $20-$40 |
FX Spread | <2% | 3.0% | 4.99% | 1.5%-3.0% |
Withdrawal to India | 0% | 0% | 2.0% – 4.99% | $0 |
Total | <2% | 7.4% + $0.30 | 7.0% – 9.98% | Up to 3.0% + $90 |
All your International Finances. In One Place.
Receive Payments Worldwide
Receive money in any of the 30+ currencies with their individual account details – without the high recipient or conversion fees. Withdraw to the India when you need.
- Local accounts in US, UK, and Europe for receiving money in USD, GBP, and EUR
- Receive money in 30+ other currencies to UK domiciled accounts
Pay Invoices, Faster and Cheaper
- Save up to 50% on FX conversion costs. Transparent FX rates.
- Same day or T+1 settlements for most countries
Convert and Hold 30+ Currencies
Manage your cashflow in multiple currencies. Convert to INR and withdraw to Indian account using NEFT/RTGS/IMPS.
- No fixed fee to move money between currencies in your account
- No hidden charges. Transparent FX rates.
The Protection Your Money Deserves
Your business deserves a secure, compliant,
and trusted place for its cash management
Regulated
Winvesta is regulated by the UK's Financial Conduct Authority (FCA)
Safeguarded Cash
We safeguard your money with Tier-1 banks like Barclays. By law, we can never lend it, invest it, or use it for our business.
Bank-level Security
We use end to end encryption and strong data protection compliance to keep your account and data safe
About Winvesta
Winvesta is founded and managed by a team of professionals who have spent over a decade each in global financial markets. We know what it takes to build a secure & compliant platform that you can trust.
We are also delighted to have some of the best minds in law and finance on our board of advisors.
Winvesta and its partners are registered and regulated with the FCA in UK, and FINRA and SEC in the US.
First Month on Us
Simple, transparent pricing. Affordable for businesses of all sizes.
Startup | Growth | |
|---|---|---|
| $14.99/m First Month Free | $49.99/m First Month Free | |
| One-time Setup fee | $100 $25* | $100 $25* |
Incoming Transfers | $2 $0 | $2 $0 |
| Outgoing Transfers % of transaction value | 0.20% ($2 min) | 0.10% ($2 min) |
| INR Withdrawal to India % of transaction value | 0.20% ($2 min) | $2 fixed |
| Minimum Balance | $250 | $1000 |
| SWIFT Fee | ||
| Receipt | $10 | $8 |
| Pay (Charges Shared) | $30 | $20 |
| Pay (Charges Ours) | varies | varies |
* Reduced for a limited time ** Waived for 2021
Need a custom solution, or have questions?
FAQ
What documents are required to open a business account?
You will need your company registration documents, bank statements, proof of address and a few simple documents to open an account. You will be able to digitally submit these documents during the registration process.
Are Indian companies allowed to open a multi-currency account overseas?
Many Indian companies are allowed to open a bank account outside India under the RBI’s FEMA regulations. This depends on the business you are in. Its best you check that you are legally permitted to open a multi-currency account as per Indian Laws, Rules and Regulations, including FEMA Rules.
What does safeguarding mean?
Safeguarding means that legally, Winvesta, and the E-Money Institution (EMI) we work with, must keep your money segregated from the accounts that we use to run our operations. So, if anything were to happen to Winvesta or the EMI, your money would be safe. The cash in your Multi-Currency Account is safeguarded with large global banks like Barclays. There is no cap on the cash that is safeguarded in the e-money accounts.
What happens to my cash if Winvesta were to shut down?
Your money is kept separate from the accounts we use to run Winvesta. It wouldn’t be affected if we were to become shut down or become insolvent. The money is yours and will be returned to you. Winvesta, and the E-Money Institution we work with, are regulated by the FCA. We are regularly audited to ensure that client funds are kept separate from our accounts.
Is Winvesta Secure?
Winvesta uses industry best-practices on IT security and compliance with 256-bit encryption and SSL to ensure the security of the entire platform and protect your information. Our platform has been extensively tested for any vulnerabilities by third-party security agencies. Your multi-currency account is secured with two-factor authentication through Authy, which is a leading authenticator app. You may also choose to receive a verification code using an SMS. Your personal and company data is also handled securely and stored in compliance with Europe’s GDPR regulations. We do not divulge your personal or financial information to anyone unless legally required to do so.
Can my team members operate the account?
Yes, you can create restricted or full-access accounts for your team members. Add your accountant as a viewer, or finance officer as a payer. You can also set transaction-level thresholds for each member.
Winvesta Ltd. (FRN: 919086) is an agent of The Currency Cloud Limited (“TCCL”). Payment services are provided by TCCL. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. TCCL is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199).
Winvesta Ltd. is a limited company incorporated in England with the registered company number 12133255 and its registered address at 27 Old Gloucester Road, London, UK, WC1N 3AX.
Any e-money issued to you is issued through TCCL’s license with the FCA as an Electronic Money Institution. Please note that Winvesta Multi-Currency Accounts are e-money accounts and not bank accounts. Please read the agreement/terms and conditions sent to your registered email address or published on the technology platform carefully before opening an account.
By using Winvesta’s website you agree to our terms and privacy policy. The contents on this website have been created in order to ease the customer’s understanding of the subject matter. The information, FAQs and any other content (collectively “Information”) provided on this website is general information only and Winvesta provides a more detailed description of its services on the technology platform along with the terms and conditions published therein from time to time. While reasonable care has been exercised to ensure that the Information is adequate, no representation is made by Winvesta as to its accuracy, completeness, or fitness for a particular purpose and Winvesta, its affiliates, subsidiaries, and employees accept no liability of whatsoever nature for any direct or consequential loss, including without limitation any loss of profits, arising from reliance on this Information. Neither Winvesta nor any of its affiliates are acting as a bank, investment adviser, legal advisor, tax advisor or in any other fiduciary capacity. Accordingly, customers are expected to undertake their own due diligence in consultation with their own advisors and must not solely rely on the Information. Any such reliance shall be at the customer’s own risk.
Our services are non-advised however, we may facilitate providing you with required advice through eligible third-party providers. Customers may choose to avail the services of certain third-party service providers (Partners) of Winvesta and will be bound by the terms, conditions, and privacy policies of such Partners while using their services. We recommend that the same must be reviewed independently by the customers.
Winvesta Business provides services like international business banking, USD payment collections, Euro account for business, and USD business banking, which are similar to Wise business account, Transferwise business account, Monvenience, and HSBC offshore account for businesses.